Geltbox End User License Agreement

PLEASE READ CAREFULLY BEFORE DOWNLOADING THE SOFTWARE OR USING THE PRODUCT(S) OR GELTBOX WEBSITES

Key Points

It is important that you read the entirety of and understand this document. There are, however, a few key points that we need to emphasis:

CHECK RESTRICTIONS ON USE: In some countries there are restrictions on the use of the Software. It is your responsibility to ensure that you are legally allowed to use the Software where you are located.

1. YOUR AGREEMENT WITH GELTBOX

1.1 Geltbox’s financial software applications (“Financial Software”), other ‘Geltbox’ branded software applications (together the “Geltbox Software”), and associated documentation (whether in printed or electronic form) including any improvements, modifications, enhancements, fixes, updates, upgrades and future versions thereto (“Updates”) and whether made available for free or for a fee, (collectively the “Software”) is licensed (not sold) to you by Geltbox.

1.2 Geltbox’s website www.geltbox.com (“Geltbox Website”) is operated by Geltbox.

1.3 “Products” means collectively the Free Products and Paid for Products;
“you” or “your” means you, the registered holder of the User Account and licensee under these Terms.

1.4 Your agreement with Geltbox is made up of the terms and conditions set out in this document, together with any fair usage policies described in this document and Additional Terms referred to in paragraph 8 (collectively the “Terms”). To the extent of any inconsistency between the fair usage policies or any Additional Terms and this document, this document shall take precedence.

2. ACCEPTANCE OF THE TERMS

2.1 In order to download and/or use the Software, Products and/or Geltbox Websites you must first accept these Terms. These Terms are accepted by you (a) when you click to accept or agree the Terms; or (b) when you download and/or use the Software, Products and/or Geltbox Websites. We advise you to print a copy of these Terms for your records. These Terms remain effective from the date of acceptance until terminated by you or Geltbox in accordance with paragraph 8.

2.2 You cannot accept these Terms if: (a) you are not lawfully entitled to use the Software, Products and/or Geltbox Websites in the country in which you are located or resident or (b) if you are not of legal age to form a binding agreement with Geltbox.

3. CHANGES TO THE TERMS

Geltbox may make changes to these Terms from time to time. Geltbox will publish the changes at www.geltbox.com/intl/en/policies/terms Changes to the fair usage policies and/or Additional Terms will be posted on the applicable Geltbox Website. The changes will be effective when published. Please review the Terms on a regular basis. You understand and agree that your express acceptance of the Terms or your use of the Software, Products and/or Geltbox Websites after the date of publication shall constitute your agreement to the updated Terms. If you do not agree with the amended Terms, you may terminate your relationship with Geltbox in accordance with paragraph 8 below.

4. LICENSE

4.1 License. Subject to your compliance with these Terms, you are granted a limited, non-exclusive, non-sub licensable, non-assignable, free of charge license to download and install the Software on a personal computer, mobile phone or other device; and personally use the Software through your individual Geltbox user account (as applicable) (“User Account”).

4.2 Restrictions. You may not and you agree not to:

(a) Sub-license, sell, assign, rent, lease, export, import, distribute or transfer or otherwise grant rights to any third party in the Software;

(b) undertake, cause, permit or authorize the modification, creation of derivative works or improvements, translation, reverse engineering, decompiling, disassembling, decryption, emulation, hacking, discovery or attempted discovery of the source code or protocols of the Software or any part or features thereof (except to the extent permitted by law);

(d) Use the Software or cause the Software (or any part of it) to be used within or to provide commercial products or services to third parties.

5. USE OF THE SOFTWARE AND PRODUCTS AND GELTBOX WEBSITES

5.1 Equipment: In order to use the Software and the Products you will need an Internet broadband connection. You are responsible for providing all equipment required to access the Internet or enable communications.

5.2 Updates to the Software: Geltbox may automatically check your version of the Geltbox Software. You may be required to enter into an updated version of these Terms to be able to download or otherwise take advantage of any Updates.

Geltbox has no obligation to make available any Updates. However, Geltbox may require you to download and install Updates.

Automatic software updates - Geltbox may periodically develop updates in order to improve the performance of the software, these may be automatically installed without providing or receiving any additional consent from you. You agree to receive this automated updates. If you don’t want these updates your remedy is to stop using the software.

5.3 Suspension, technical improvement and maintenance: From time to time, Geltbox may need to perform maintenance or upgrade the Software, Products or Geltbox Websites or the underlying infrastructure that enables you to use the Software, Products or Geltbox Websites. This may require Geltbox to temporarily suspend or limit your use of some or all of the Software, Products or Geltbox Websites until such time as this maintenance and/or upgrade can be completed. To the extent possible and unless an intervention is urgently required, Geltbox will publish the time and date of such suspension or limitation on the Geltbox Website in advance. You will not be entitled to claim damages for such suspension or limitation of the use of any Software, Product or Geltbox Website.

5.4 Notice and Take-Down If Geltbox receives any notification that any material that you post, upload, edit, host, share and/or publish on the Geltbox Website or through the Software (excluding your private communications) (“User Submission”) is inappropriate, infringes any rights of any third party, or if Geltbox wishes to remove your User Submission for any reason whatsoever, Geltbox reserves the right to automatically remove such User Submission for any reason immediately or within such other timescales as may be decided from time to time by Geltbox in its sole discretion. The User Submission shall be taken down without any admission as to liability and without prejudice to any rights, remedies or defenses, all of which are expressly reserved. You acknowledge and agree that Geltbox is under no obligation to put back such User Submission at any time. If User Submissions infringe, or if you believe that User Submissions infringe any of your rights (including intellectual property rights) or are unlawful, please contact us immediately. Geltbox reserves the right to ask for verification of your identity and to seek further information to verify your complaint. You agree that you are solely responsible for the consequences resulting from your complaint (including but not limited to removal or blocking of the User Submission) and you acknowledge and agree that any complaint may be used in court proceedings. Any false, misleading or inaccurate information provided by you may result in civil and criminal liability.

5.5 Quality: Geltbox cannot guarantee that the Software, Products or Geltbox Websites will always function without disruptions, delay or errors. A number of factors may impact the use of the Software, Products (depending on the Products used) or Geltbox Websites, and may result in failure using the software included but not limited to: your local network, firewall, your internet service provider, the public internet, the public switched telephone network and your power supply. Geltbox takes no responsibility for any disruption, interruption or delay caused by any failure of or inadequacy in any of these items or any other items over which we have no control.

5.6 Changes to Products: Geltbox is constantly improving the Software and Products and may also need to change technical features from time to time in order to comply with applicable regulations. Accordingly, you acknowledge and agree that the Products and functionality of the Software may vary from time to time. Technical requirements for use of Products and Software and feature descriptions are available on the Geltbox Website. If you do not agree with any changes to Software and Products you may terminate your relationship with Geltbox in accordance with paragraph 8. You may need to upgrade to a new version in order to enjoy the benefit of certain Products. In addition, you acknowledge and agree that certain Products may be subject to usage limits or geographical restrictions, which may vary from time to time. Please check the Geltbox Website for details of the most up-to-date usage restrictions that apply to the Products that you are using.

5.7 Unsolicited Ideas Geltbox does not consider or accept unsolicited proposals or ideas, including without limitation ideas for new products, technologies, promotions, product names, product feedback and product improvements (“Unsolicited Feedback”). If you send any Unsolicited Feedback to Geltbox through the Geltbox Website or otherwise, you acknowledge and agree that Geltbox shall not be under any obligation of confidentiality with respect to the Unsolicited Feedback.

5.8 Reports Certain parts of the Geltbox Websites or the Software may ask for written suggestions or problem reports such as using our problem report form (“Reports”). Please read carefully any specific terms, which govern those Reports. The Reports shall be deemed the property of Geltbox. Geltbox shall exclusively own all now known or hereafter existing rights to the Reports throughout the universe in perpetuity and shall be entitled to use the Reports for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Reports. Any Reports you send to Geltbox will not be treated as confidential and Geltbox shall not be liable for any disclosure of the Reports.

5.9 Linking You may link to the Geltbox Website from another website owned by you, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement by Geltbox where none exists. You may not frame the Site on any other site. Geltbox may revoke the permission to link to the Geltbox Websites at any time at its sole discretion and will notify you in this respect.

5.10 Geltbox does not give professional advice. Geltbox is not in the business of providing legal, financial, accounting, health care, real estate or other professional services or advice. Consult the services of a competent professional when you need this type of assistance.

6. YOUR OBLIGATIONS

6.1 User Account. Prior to your first use of the Geltbox Software, you will be asked to create a User Account and choose a user ID and password. We recommend that you choose a password that is hard to guess and consists of letters, numbers and symbols. You may only use the Software through your User Account. You are solely responsible and liable for all activities conducted through your User Account. To prevent unauthorized use, you shall keep your password confidential and shall not share it with any third party or use it to access third party websites or services. If you suspect that someone else knows your password, then you shall immediately change it in order to protect the security of your User Account. It is your responsibility to ensure that you do not respond to any unsolicited requests for, passwords or other data. Geltbox takes no responsibility for your failure to comply with the obligations in this paragraph.

6.2 Lawful Use: You must use the Software, Products and Geltbox Websites in accordance with the laws of where you are located. In some countries there are restrictions on the download and use of the Software, Products and/or Geltbox Websites. It is your responsibility to ensure that you are legally allowed to use the Software, Products and/or Geltbox Websites where you are located.

6.3 Prohibited Use: You may not:

(a) Intercept or monitor damage or modify any data which is not intended for you;

(b) use any type of spider, virus, worm, Trojan-horse, time bomb or any other codes or instructions that are designed to distort, delete, damage, emulate or disassemble the Software, Products, Geltbox Websites or protocols;

(c) use the Software, Products or Geltbox Websites to cause or intend to cause embarrassment or distress to, or to threaten, harass or invade the privacy of, any third party; or

(d) use (including as part of your User ID) any material or content that is subject to any third party proprietary rights, unless you have a license or permission from the owner of such rights; or

(e) Collect or harvest any personally identifiable information, including account names, from the Software, Products or Geltbox Websites;

(f) Impact or attempt to impact the availability of the Software, Products or Geltbox Websites for example, with a denial of service (DOS) or distributed denial of service (DDoS) attack;

(g) use or launch any automated system, including without limitation, robots, spiders or offline readers that access the Software, Products or Geltbox Websites. Notwithstanding the foregoing, you agree that Geltbox grants to the operators of public search engines permission to use spiders to copy materials from the Geltbox Website for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. Geltbox reserves the right to revoke these exceptions at any time.

6.4 User Submissions Please exercise respect when participating in any features of the Geltbox Websites or Software such as Forums, Blogs, email functions, sharing and/or publishing or any other function on the Geltbox Websites or of the Geltbox Software which allows you to post, upload, edit, host, share and/or publish content. You acknowledge and agree that: (i) by using the Geltbox Websites and/or Software you may be exposed to content that you may find offensive or indecent and you do so at your own risk; (ii) you are solely responsible for, and Geltbox has no responsibility to you or any third party for any User Submissions that you create, submit, post or publish on the Geltbox Websites or through the Software; (iii) Geltbox does not guarantee any confidentiality with respect to User Submissions, whether or not they are published. (iv) Geltbox is not responsible for any User Submissions that you may have access to through your use of the Geltbox Websites or Software and all User Submissions are the responsibility of the person from whom such User Submissions originated. Geltbox does not endorse any User Submissions or any opinion, recommendation, or advice expressed therein, and expressly disclaims any and all liability in connection with User Submissions.

In connection with your User Submissions, you represent and warrant that you

(i) own or have the necessary licenses, rights, consents, and permissions to use and authorize Geltbox to use all copyrights, trademarks, trade secrets, patents and other intellectual property or proprietary rights in and to any and all User Submissions in accordance with these Terms; and

(ii) you have the written consent, release and /or permission of each and every identifiable individual person in the User Submission to use the name and/or likeness of each and every such individual in the User Submission, to enable inclusion and use thereof in the manner contemplated by these Terms. You shall not copy, post or use text, photos, pictures, music, sounds, images or any other content from any third party or source (“Third Party Content”) without specific permission from the owner. Such Third Party Content may be protected by intellectual property laws and the owners of the intellectual property rights in such content may object to its use. You must not use any Third Party Content without first obtaining the permission of the owner of the intellectual property rights in such content.

Notwithstanding any rights or obligations if, at any time you choose to upload or post User Submissions to the Geltbox Websites or through the Software you automatically grant Geltbox a non-exclusive, worldwide, irrevocable, royalty-free, perpetual, sub-licensable and transferable license of all rights to use, edit, modify, include, incorporate, adapt, record, publicly perform, display, transmit and reproduce the User Submissions including, without limitation, all trademarks associated therewith, in connection with the Geltbox Websites and Geltbox’s Software and Products including for the purpose of promoting or redistributing part or all of the Geltbox Websites and/or the Software or Products, in any and all media now known or hereafter devised. You also hereby grant each user of the Geltbox Website and/or Geltbox’s Software or Products a non-exclusive license to access your User Submission through the Geltbox Website and/or Software or Products and to use, copy, distribute, prepare derivative works of, display, perform and transmit such User Submissions solely as permitted through the functionality of the Geltbox Websites and/or Software or Products and pursuant to these Terms of Use. In addition, you waive any so-called “moral rights” in and to the User Submissions, to the extent permitted by applicable law.

You may not submit or publish through the Geltbox Website or Software any User Submissions that are libelous, defamatory, pornographic, harassing, hateful, an invasion of privacy, obscene, abusive, illegal, racist, offensive, harmful to a minor or an infringement of any intellectual property rights or a trade secret of a third party, or would otherwise violate the rights of any third party or give rise to civil or criminal liability. Furthermore, you may not submit or publish User Submissions that contain falsehoods or misrepresentations, solicit funds or services, contain advertising, promotional materials, junk mail, spam, chain letters or any form of solicitation, impersonate others or include programs that contain viruses or any other programs designed to impair the functionality of any computer. You agree not to solicit, for commercial purposes, any users of the Geltbox Website or Software with respect to their User Submissions. You agree not to circumvent, disable or otherwise interfere with the security related features of the Geltbox Website or Software or features that prevent or restrict the use of any content thereof.

6.5 Your Information: From time to time, Geltbox may request information from you for the purpose of supplying the Software or Products to you. You shall ensure that any such information is complete, up-to-date and accurate.

6.6 No Reselling. The Software and Products are for your individual use. You shall not resell or commercialize the Software and/or Products to any third party.

6.7 Export Restrictions: The Software may be subject to international rules that govern the export of software. You shall comply with all applicable international and national laws that apply to the Software as well as end-user, end-use, destination restrictions issued by national governments or similar bodies, and restrictions on embargoed nations.

7. PROPRIETARY RIGHTS

7.1 The Software, Products and Geltbox Websites contain proprietary and confidential information that is protected by intellectual property laws and treaties.

7.2 The content and compilation of content included on the Geltbox Websites, (excluding User Submissions) such as sounds, text, graphics, logos, icons, images, audio clips, digital downloads and software, are the property of Geltbox, its affiliates or licensors and are protected by international copyright laws. Such copyright protected content cannot be reproduced without Geltbox’s express permission. Geltbox reserves all rights not expressly granted in the Geltbox Websites.

7.3 Geltbox and/or its licensors retain exclusive ownership of the Software, Products and Geltbox Websites and all intellectual property therein (whether or not registered and anywhere in the world). You will not take any action to jeopardize, limit or interfere with Geltbox’s intellectual property rights in the Software, Products and/or Geltbox Websites.

7.4 “Geltbox”, associated trademarks and logos and the “Geltbox” logo are trademarks of Geltbox. Geltbox has registered and filed applications to register its trademarks in many countries worldwide. Geltbox’s trademarks and trade dress may not be used in connection with any product or service that is not Geltbox’s, in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits Geltbox. All other trademarks not owned by Geltbox or any of its related companies that appear on this site are the property of their respective owners. You are not permitted to and shall not register or use any trade name, trademark, logo, domain name or any other name or sign that incorporates any of Geltbox’s intellectual property (in whole or part) or that is confusingly similar thereto.

8. ENDING YOUR RELATIONSHIP WITH Geltbox

8.1 You may terminate your relationship with Geltbox at any time and without recourse to the courts by requesting closure of your User Account, ceasing to use the Software, Products and/or Geltbox Websites and cancelling any recurring payments.

8.2 Geltbox may terminate its relationship with you, or may terminate or suspend your use of the Software, User Account(s), Products or Geltbox Websites at any time and without recourse to the courts:

(a) if you are in breach of these Terms;

(b) if Geltbox reasonably suspects that you are using the Software, the Products and/or Geltbox Websites to break the law or infringe third party rights;

(c) if Geltbox reasonably suspects that you are using our Products, Software and/or Geltbox Websites fraudulently or that your User Account is being used by a third party fraudulently;

(d) in respect of a particular Product, on thirty (30) days notice if Geltbox decides to cease offering that Product;

(e) immediately, if required due to a change in laws/regulation by a regulator or authority with a lawful mandate, or by any of Geltbox’s partners;

(f) on thirty (30) days notice if Geltbox decides to cease offering the Software to users in your jurisdiction generally.

8.3 Geltbox shall effect such termination by preventing your access to your User Account, the Software, Products and/or Geltbox Websites (as applicable). We reserve the right to cancel User Accounts that have been inactive for more than one (1) year.

8.4 Consequences of Termination: Upon termination of your relationship with Geltbox: (a) all licenses and rights to use the Software, Products and/or Geltbox Websites shall immediately terminate; (b) you will immediately cease any and all use of the Software, Products and/or Geltbox Websites; and (c) you will immediately remove the Software from all hard drives, networks and other storage media and destroy all copies of the Software in your possession or under your control.

9. EXCLUSION OF WARRANTIES, LIMITATION OF LIABILITY AND INDEMNITY

9.1 For the purposes of this paragraph, "Geltbox" includes its subsidiary companies and affiliated legal entities and all their directors, officers, agents, licensors and employees.

9.2 No Warranties: TO THE MAXIMUM EXTENT PERMITTED BY LAW: THE SOFTWARE, PRODUCTS AND GELTBOX WEBSITES ARE PROVIDED “AS IS” AND USED AT YOUR SOLE RISK WITH NO WARRANTIES WHATSOEVER; GELTBOX DOES NOT MAKE ANY WARRANTIES, CLAIMS OR REPRESENTATIONS AND EXPRESSLY DISCLAIMS ALL SUCH WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, WITH RESPECT TO THE SOFTWARE, PRODUCTS AND/OR GELTBOX WEBSITES INCLUDING, WITHOUT LIMITATION, WARRANTIES OR CONDITIONS OF QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR USE FOR A PARTICULAR PURPOSE. GELTBOX FURTHER DOES NOT REPRESENT OR WARRANT THAT THE SOFTWARE, PRODUCTS AND/OR GELTBOX WEBSITES WILL ALWAYS BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE AND ERROR-FREE OR WILL OPERATE WITHOUT PACKET LOSS, NOR DOES GELTBOX WARRANT ANY CONNECTION TO OR TRANSMISSION FROM THE INTERNET.

9.3 Limitation of Liability: Geltbox shall not be liable to you, whether in contract, tort (including negligence) or any other theory of liability, and whether or not the possibility of such damages or losses has been notified to Geltbox, for:

(a) any indirect, special, incidental or consequential damages; or

(b) any loss of income, business, actual or anticipated profits, opportunity, goodwill or reputation (whether direct or indirect); or

(e) any claim, damage or loss (whether direct or indirect) arising from or relating to:

any product or service provided by a third party under their own terms of service, including without limitation;
any Third Party Technology;
any third party website.

9.4 Notwithstanding the foregoing You accept and agree that if an authorized judicial instance determines you have any basis for recovering damages in no event shell the total liability of Geltbox for all losses, damages, and cause of action (whether in tort or contract, including but not limited to negligence) arising from the use of Geltbox software/websites exceed the amount paid by you to Geltbox for the use of the software. You can't recover any other damages or losses including direct, consequential, lost profit, special, indirect, incidental or punitive.

9.5 If any third party brings a claim against Geltbox in connection with, or arising out of (i) your breach of these Terms; (ii) your breach of any applicable law of regulation; (iii) your infringement or violation of the rights of any third parties (including intellectual property rights); (iv) your User Submissions or (v) your complaint in relation to any User Submission, you will indemnify and hold Geltbox harmless from and against all damages, liability, loss, costs and expenses (including reasonable legal fees and costs) related to such claim.

10. THIRD PARTY WEBSITES PRODUCTS AND SERVICES

10.1 Third parties may offer products or services via the Software and/or Geltbox Websites, including games, applications, images or merchandize. Geltbox takes no responsibility for such products or services. The third party products or services may be subject to the third party provider’s own terms and privacy policy that you may have to accept upon download or installation. You should review such terms before making any purchase or using any third party product or service and Geltbox shall not be responsible for your failure to do so.

10.2 You acknowledge and agree that any third party product information and pricing that is shown on the Geltbox Websites regarding third party products and services is given to Geltbox by the applicable third party merchant (“Merchant”). The Merchant has the ability to change their pricing or terminate their product availability at anytime. Geltbox is not involved in any transactions between you and any Merchant whose products and/or services are listed on the Geltbox Websites. Geltbox does not control, is not responsible for and does not guarantee: (i) the pricing, quality, performance, availability or terms and conditions of purchase of products or services provided by the Merchant; (ii) any payment transactions, delivery, returns or after sales activities related to the products or services purchased on the Merchants’ websites; (iii) the availability of the Merchant’s websites; (iv) the completeness, truth or accuracy of any advertising or other materials on, or available from, the Merchants’ websites, nor any listing or other content about such products and services displayed on the Geltbox Websites; (v) links to the Merchants’ websites that are featured on the Geltbox Websites. Any questions, complaints, or claims related to any product or service provided by a Merchant should be directed to the applicable Merchant.

10.3 The Software and Geltbox Websites may include hyperlinks to other third party websites. Geltbox is not responsible for such third party websites or the availability of such websites and does not endorse any content or material on such third party websites. Your use of each of these third party websites is subject to the terms and conditions posted on the applicable website.

10.4. Financial institutions, financial services and financial information.

In connection with your use of the Geltbox Software and as part of the functionality of the Geltbox Software, you may have access to online financial data collection and categorization services made available by Geltbox. Geltbox provides a web browser designed to facilitate the utilization of the FINANCIAL INSTITUTION Services as defined below (if and to the extent provided by your financial institutions), which will allow you to access your accounts and aggregate your data in the Geltbox Software. Financial Institution Services provide you with the ability to connect to the Financial Institution and download your transactions, balances, investment holdings and positions. You acknowledge and agree that Geltbox has no control over the provision of the financial institution Services, features which may vary by FINANCIAL INSTITUTION, does not guarantee that you will be able to use the FINANCIAL INSTITUTION Services, and will have no liability whatsoever for any actions or inactions on the part of the FINANCIAL INSTITUTION resulting in your inability to use the FINANCIAL INSTITUTION Services. If you lose or forget your user name or password, it will be necessary for you to return to the appropriate financial institution if you have any problems with respect to that user name or password.

(a) Collection of Financial Institution Account Information - information stored in your personal computer - you acknowledge that the financial information displayed by Geltbox software is not saved/or recorded in any server and/or database owned or operated by Geltbox, and that Geltbox has no ability to restore or to retrieve such information. Financial information that is sent by you to Geltbox with your explicit consent, is saved in a server/database operated by Geltbox. We at Geltbox invest resources and use different security measures to protect and prevent illegal intrusions to our computers and database. However, Geltbox cannot guarantee absolute protection from illegal intrusion to its servers, database and computers and unauthorized use of information acquired by illegal intrusions. Hence, YOU ACKNOWLEDGE AND AGREE THAT GELTBOX WILL HAVE NO LIABILITY WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY in case of illegal use of information acquired by such illegal intrusions.

(b) you agree and acknowledge that Geltbox doesn’t monitor or inspect the accuracy of the financial data displayed, and you hereby agree that Geltbox has no liability for the accuracy and or completeness of that information.

(c) you agree and acknowledge that Geltbox will have no liability for financial transactions or other activity made by using any financial institution’s web site through Geltbox software.

(d) Information from Financial Institutions' Websites- You acknowledge and agree that (1) some financial institutions may not allow the Geltbox Connected Service to access the financial institution Services. It is your responsibility to ensure that you are allowed to connect to the financial institution site using Geltbox software (2) financial institutions may make changes to their websites, with or without notice to us, and (3) the Geltbox software "renew/refreshes" the Geltbox Account Data by collecting the financial institution Account Data, so your most recent transactions may not be reflected in any account balances or other account information presented to you in the Geltbox software. If you see a discrepancy in Geltbox Account Data, and in any case before making any transactions or decisions based on such account information presented in the Geltbox software, you should check the last refresh date for the account and confirm Geltbox Account Data is correct by following the link back to the applicable financial institution or otherwise confirm that Geltbox Account Data is up to date and accurate.

e) You acknowledge and agree that Geltbox is not liable for any loss or damage which may be incurred by you as a result of the availability of financial institution sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any financial data or other materials on, or available from, such web sites or resources.

11. YOUR CONFIDENTIAL INFORMATION AND YOUR PRIVACY

Geltbox is committed to respect your privacy and the confidentiality of your personal information. We will process your personal information in accordance with our Privacy Policy: https://www.geltbox.com/intl/en/policies/privacy.

12. HOW TO CONTACT GELTBOX

To contact Geltbox in relation to the Geltbox Software or “Geltbox” branded Products, please submit a support request to support@Geltbox.com.

13. MISCELLANEOUS

13.1 These Terms constitute the entire agreement between you and Geltbox with respect to your use of the Software, Products and/or Geltbox Websites and replace any prior agreements between you and Geltbox with respect to the Software, Products and/or Geltbox Websites.

13.2 If any provision of these Terms (or part of it), is found by any court or administrative body of competent jurisdiction to be illegal, invalid or unenforceable, then such provision (or part of it) shall be removed from the Terms without affecting the legality, validity or enforceability of the remainder of the Terms.

13.3 The failure by Geltbox to exercise, or delay in exercising, a legal right or remedy provided by these Terms or by law shall not constitute a waiver of Geltbox’s right or remedy. If Geltbox waives a breach of these Terms, this shall not operate as a waiver of a subsequent breach of the Terms.

13.4You may not assign these Terms or any rights or obligations contained in them. Geltbox may, without prior notice, assign these Terms or any rights or obligations contained in them to any third party.

13.5 You acknowledge and agree that if Geltbox is unable to provide the Software, Products and/or Geltbox Websites as a result of a force majeure event, Geltbox will not be in breach of any of its obligations towards you under these Terms. A force majeure event means any event beyond the control of Geltbox.

13.6 These Terms shall be governed by and interpreted in accordance with the laws of Israel and shall be subject to the jurisdiction of the courts of the district of Tel-Aviv.

14.2 Subscriptions

Geltbox’s subscriptions are for personal, individual, non-commercial use only, in accordance with our Terms of Use.

Other practices may be relevant in determining Legitimate Use and Geltbox reserves the right to take any unlawful, prohibited, abnormal or unusual activity into account in making its determination. Geltbox may at its option, terminate its relationship with you, or may suspend your subscription immediately if it determines you are using your subscription contrary to Geltbox’s Terms of Use. Where reasonable, Geltbox will provide you with notice of improper usage before suspension or termination of your subscription and, if appropriate, Geltbox may offer you an alternative subscription.

(b) Geltbox reserves the right to withdraw or change the subscriptions at any time. If Geltbox changes the Products included in your subscription, Geltbox will notify you by email stating the changes and their effective date. If you do not wish to accept these changes, you are entitled to terminate your subscription, with effect from the date on which the changes are due to take effect.

YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND UNDERSTAND THE RIGHTS, OBLIGATIONS, TERMS AND CONDITIONS SET FORTH HEREIN. BY CLICKING ON THE ACCEPT BUTTON AND/OR CONTINUING TO INSTALL THE SOFTWARE OR USE THE SOFTWARE, PRODUCTS AND/OR GELTBOX WEBSITES, YOU EXPRESSLY CONSENT TO BE BOUND BY ITS TERMS AND CONDITIONS AND GRANT TO GELTBOX THE RIGHTS SET FORTH HEREIN.